Oklahoma Construction Industry and General Contractors Insurance
Professional Insurors offers competitive Construction Insurance & Risk Management program for the construction business. With over 40 years of experience in the insurance industry, we have experience in insuring Oklahoma construction companies and helping you protect your risk-inherent business with the insurance coverage that matches your needs.
Our Oklahoma Construction Insurance Program features a dedicated claims and risk management team dedicated specifically to the Construction Insurance industry to ensure your confidence in our support and aptitude.
CGL is a business insurance coverage written to cover your exposure to 3rd party claims for bodily injury, property damage, or personal injury or lawsuits.
Coverage Options
Per Project Aggregate
(new limits per project)
Blanket Additional Insured
Blanket Waiver of Subrogation
Broad Definitions of who is Insured
Broad Definition of Territory
Professional Insurors provides Business or Commercial Auto coverage to all types and sizes of businesses and accommodates a wide variety of situational variations.
Coverage Options
Blanket Additional Insured
Named Coverage for Owners of Company
Broad Coverage Territory
Hired/Non-Owned Automobile
Automatic coverage for Large Fleets
(no reporting required)
Workers Compensation
Workers Compensation protects your business and employees from work-related injuries, accidents, or even death
Coverage Options
Multi-State coverage
Hazardous industries coverage available
Blanket Waiver of Subrogation
Pay as you go solutions available
Meets all state guidelines
Coverage written to cover your exposure to damages by third parties for bodily injury or property damage claims or lawsuits that exceed your limits on your underlying policies.
Coverage Options
High Limits Available
(min $1,000,000 up to $100,000,000)
Following Form or Full Umbrella based on risk and size
Blanket Additional Insured
Builder’s Risk/Installation Floater Insurance Coverage
Builders Risk covers your building(s) while under construction. Installation floaters designed for trade contractors insure their property risk in the building while under construction.
Coverage Options
Blanket or Per Project Basis policies
Very Competitive rates
Owners interest coverage available
Testing Coverage available
Multiple deductible options
Contractors Equipment Coverage
Contractors Equipment Coverage, often called "inland marine" in Oklahoma, covers your equipment physical damage including collision, theft, and many other perils. The liability for this equipment is usually covered under your General Liability policy.
Coverage Options
Coverage area is very broad
Multiple deductible options
Replacement Cost for Newer Equipment
Construction Bonding
License and Permit Bonds available nationwide
Performance & Payment Bonds are available
(Underwriting Required)
Coverage Options
Other Oklahoma (OKC) Business Insurance Coverages
Employment Practices Liability
Crime including employee dishonesty
Health & Benefits