Oklahoma Construction Industry and General Contractors Insurance

Professional Insurors offers competitive Construction Insurance & Risk Management program for the construction business. With over 40 years of experience in the insurance industry, we have experience in insuring Oklahoma construction companies and helping you protect your risk-inherent business with the insurance coverage that matches your needs.

Our Oklahoma Construction Insurance Program features a dedicated claims and risk management team dedicated specifically to the Construction Insurance industry to ensure your confidence in our support and aptitude.

CGL is a business insurance coverage written to cover your exposure to 3rd party claims for bodily injury, property damage, or personal injury or lawsuits.

Coverage Options

Per Project Aggregate
(new limits per project)

Blanket Additional Insured

Blanket Waiver of Subrogation

Broad Definitions of who is Insured

Broad Definition of Territory

Professional Insurors provides Business or Commercial Auto coverage to all types and sizes of businesses and accommodates a wide variety of situational variations.

Coverage Options

Blanket Additional Insured

Named Coverage for Owners of Company

Broad Coverage Territory

Hired/Non-Owned Automobile

Automatic coverage for Large Fleets
(no reporting required)

Workers Compensation

Workers Compensation protects your business and employees from work-related injuries, accidents, or even death

Coverage Options

Multi-State coverage

Hazardous industries coverage available

Blanket Waiver of Subrogation

Pay as you go solutions available

Meets all state guidelines

Coverage written to cover your exposure to damages by third parties for bodily injury or property damage claims or lawsuits that exceed your limits on your underlying policies.

Coverage Options

High Limits Available
(min $1,000,000 up to $100,000,000)

Following Form or Full Umbrella based on risk and size

Blanket Additional Insured

Builder’s Risk/Installation Floater Insurance Coverage

Builders Risk covers your building(s) while under construction. Installation floaters designed for trade contractors insure their property risk in the building while under construction.

Coverage Options

Blanket or Per Project Basis policies

Very Competitive rates

Owners interest coverage available

Testing Coverage available

Multiple deductible options

Contractors Equipment Coverage

Contractors Equipment Coverage, often called "inland marine" in Oklahoma, covers your equipment physical damage including collision, theft, and many other perils.  The liability for this equipment is usually covered under your General Liability policy.

Coverage Options

Coverage area is very broad

Multiple deductible options

Replacement Cost for Newer Equipment

Construction Bonding

License and Permit Bonds available nationwide

Performance & Payment Bonds are available
(Underwriting Required)

Coverage Options

Other Oklahoma (OKC) Business Insurance Coverages

Property Insurance

Employment Practices Liability

Crime including employee dishonesty

Equipment Breakdown

Health & Benefits

Flood

Directors & Officers Liability

Errors & Omissions

workerscompaudirtchecklist.png

Construction Blog Posts