Alabama Homebuilder Insurance
Professional Insurors offers the most comprehensive Homebuilder Construction Insurance & Risk Management program for the Alabama home construction business. With over 45 years of experience in the insurance industry, we are experts in insuring Alabama Homebuilders and protecting your risk-inherent business with the insurance coverage you need.
Our Alabama Homebuilders Insurance Program features a dedicated claims and risk management team dedicated specifically to the Construction Insurance industry to ensure your confidence in our support and aptitude.
Homebuilders General Liability Insurance
CGL is a business insurance coverage written to cover your exposure to 3rd party claims for bodily injury, property damage, or personal injury or lawsuits.
Coverage Options:
Per Project Aggregate (new limits per project)
Blanket Additional Insured
Blanket Waiver of Subrogation
Broad Definitions of who is Insured
Broad Definition of Territory
Commercial Auto Insurance
Professional Insurors provides Business or Commercial auto coverage to Alabama homebuilders and accommodates a wide variety of situational variations.
Coverage Options:
Blanket Additional Insured
Named Coverage for Owners of Company
Broad Coverage Territory
Hired/Non-Owned Automobile
Alabama Workers Compensation
Workers Compensation protects your Homebuilding Construction company and employees from work-related injuries, accidents, or even death.
Coverage Options:
Multi-State coverage including Alabama
Blanket Waiver of Subrogation
Pay as you go solutions available
Meets all state guidelines
Alabama Contractors Equipment Coverage
Contractors Equipment Coverage, often called "inland marine" in Oklahoma, covers your equipment physical damage including collision, theft, and many other perils. The liability for this equipment is usually covered under your General Liability policy.
Coverage Options:
Coverage area is very broad
Multiple deductible options
Replacement Cost for Newer Equipment
Alabama Construction Bonding
License and Permit Bonds available nationwide
Performance & Payment Bonds Available (Underwriting Required)
Commercial Umbrella Liability
A coverage written to cover your exposure to damages by third parties for bodily injury or property damage claims or lawsuits that exceed your limits on your underlying policies.
Coverage Options:
High Limits Available (min $1,000,000 up to $100,000,000)
Following Form or Full Umbrella based on risk and size
Blanket Additional Insured when required
Alabama Homebuilders Builder’s Risk Insurance Coverage
Builders Risk covers your building(s) while under construction. Installation floaters designed for trade contractors insure their property risk in the building while under construction.
Coverage Options:
Blanket or Per Project Basis policies
Very Competitive rates
Owners interest coverage available
Testing Coverage Available
Multiple deductible options
Other Alabama Homebuilders Business Insurance Coverages
Crimes, including employee dishonesty
Health & Benefits
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