Our Coverage Solutions

Liability Coverage

Protection against claims from third parties — customers, vendors, and the public — for injury, damage, or financial loss.

  • Commercial Property Insurance covers the risk of property loss in a variety of commercial insurance situations including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies, and other physical items.

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  • Professional Liability Insurance, also called Errors and Omissions (E&O), covers professionals with specific knowledge in a specific area and protects them against claims from their clients.

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  • Surety Bond insurance is a three-party contract under which one party (the surety) guarantees to another party (the obligee) that a third party (the principal) will perform the obligation stated in the bond.

    SURETY BONDS

  • Commercial Umbrella Liability Insurance is written to cover your exposure to damages by third parties for bodily injury or property damage claims or lawsuits that exceed your limits on your underlying policies.

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  • Workers compensation (or workers comp) protects your business and employees from work-related injuries, accidents or even death.

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Property Coverage

Safeguard your physical assets — from your building and fleet to equipment and inventory — against damage, loss, and interruption.

  • Commercial Property Insurance protects your business property and physical assets from damage, loss and theft. The overall intent of Commercial Property Insurance is to help your business repair or restore tampered property, as well as to help your business resume normal running operations. Commercial Property Insurance is so pivotal for businesses considering the breadth of damage that your business property can potentially undergo.

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  • Commercial or Business Auto Insurance provides coverage to all types and sizes of businesses and accommodates a wide variety of situational variations.

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  • Commercial Flood Insurance can help cover your repair costs if your business or property gets damaged from floodwater.

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  • Equipment Breakdown coverage is needed for loss due to mechanical or electrical breakdown of business equipment. Coverage applies to the cost to repair or replace the equipment and any other property damaged by the equipment breakdown.

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Specialty Coverage

Industry-specific and emerging-risk policies for businesses that need coverage beyond standard commercial lines.

  • Cyber Liability Insurance helps protect businesses against the viciously damaging and increasingly prevalent threat posed by breaches in cyber security.

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  • Contractor Equipment Coverage is a broad-ranging policy designed to cover damaged or missing contractors equipment.

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  • Captive Insurance is a form of corporate “self-insurance” that is wholly owned and controlled by its insureds. This is an increasingly deployed alternative approach to risk management.

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  • Professional Insurors uses a Risk Management Process in order to strategically provide your business with the most cost-efficient and effective insurance coverage.

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Executive Coverage

Policies that protect the people running your organization — and the decisions they make — from personal and institutional liability.

  • Commercial Property Insurance protects your business property and physical assets from damage, loss and theft. The overall intent of Commercial Property Insurance is to help your business repair or restore tampered property, as well as to help your business resume normal running operations. Commercial Property Insurance is so pivotal for businesses considering the breadth of damage that your business property can potentially undergo.

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  • Commercial or Business Auto Insurance provides coverage to all types and sizes of businesses and accommodates a wide variety of situational variations.

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  • Commercial Flood Insurance can help cover your repair costs if your business or property gets damaged from floodwater.

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  • Equipment Breakdown coverage is needed for loss due to mechanical or electrical breakdown of business equipment. Coverage applies to the cost to repair or replace the equipment and any other property damaged by the equipment breakdown.

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