Cyber Insurance
Professional Insurors is your trusted authority on cyber risk for your business in Oklahoma and beyond.
Cyber Attacks are Increasing. Is Your Business Protected?
Just over the last few years, the United States has seen an uptick by 10% in cyber attacks and breaches. Professional Insurors offers a suite of cyber liability insurance products to businesses in Oklahoma and beyond to protect you against total devastation.
As the prevalence of technology and online exposure grows, it’s a fact that businesses need cyber liability insurance to protect against the risk of malicious cyber attacks or data breaches. The magnitude of the financial burden and reputational damage left in the aftermath of a cyber attack could be too devastating.
Professional Insurors is your Trusted Business Insurance Advisor serving Oklahoma and beyond that can walk your business through the confusion of online exploits and advise you on what coverage would be appropriate for your industry’s unique needs.
What coverages are available under a Cyber Insurance policy?
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Coverage for claims arising from unauthorized access to data, failure to provide notification of a data breach where required by law, the transmission of computer virus or failure to provide authorized users with access to the company website.
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Coverage for claims arising from copyright infringement, plagiarism, defamation, libel and slander in electronic content.
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Coverage for governmental claims made as a result of network and information security liability or communications and media liability.
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Coverage for public relations services to mitigate negative publicity.
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Coverage for costs associated with notification of individuals breached, credit monitoring, fraud expense reimbursement and call center. Optional per person notification available.
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Coverage for expenses to restore data lost from system damage due to computer virus or unauthorized access.
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Coverage for loss of money, securities or other property due to unauthorized system access.
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Coverage for loss of money or securities due to fraudulent transfer instructions to a financial institution.
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Coverage for money paid as a result of threats made to fraudulently transfer funds, destroy data, introduce a virus, attack a system or disclose electronic customer information.
There are also many tools that data breach and cyber carriers provide insureds such as tools to build privacy controls, information and IT security programs, calculators to estimate potential costs of a cyber breach, listings of experts who can help you build or improve their cyber programs and much more.
Investing in a Cyber Insurance policy isn’t just a good idea, it’s a necessary one if you’re serious about protecting your employees’ and customers’ sensitive information.
