Life Sciences Insurance

Professional Insurors offers the most comprehensive Insurance & Risk Management programs in the Industry. No matter your location, we have the ability to protect your company.

The life sciences industry is continuously progressing and innovating to provide solutions through various products. Constantly being on the cutting edge side of progress creates a higher risk that something will go wrong. That’s where we come into play - we’re here to ensure your business is protected through industry-specific coverages.

Industries Served:

  • Software Developers

  • IT Consultants

  • Service Providers

  • E-commerce

  • Computer Integration

  • Contract Manufacturers

  • Data Center Operations

  • Wired Telecommunications Carriers

  • Diagnostics

  • Electronic Medical Records Software

  • Medical Distributors

  • Computer and Electronic Distributors 

  • Data Storage Devices

  • Integrated Circuits

  • Automated Precision Production Equipment

  • Semi-conductor Production Machinery

  • Electronic Test and Measurement Equipment

  • Medical Supplies and Implants

  • Medical/Surgical/Diagnostic Instruments

  • Analytical and Monitoring Instruments

  • Healthcare IT

  • Healthcare and Medical Software Developers

  • Telecom Equipment and Infrastructure

  • Installation Services of Telecom Equipment

  • Satellite Transmission/Receiving Equipment

  • Phone/Cable/Internet Service Providers

  • VoIP Resellers

  • Wireless Data Services

  • Dental and Orthodontic Equipment

  • Veterinary Instruments

  • X-rays, Ultrasounds, and MRIs

  • Telemedicine Services

  • Life Sciences

  • And Many More!

General Liability Insurance

General Liability consists of coverages which protect an insured against third party claims for property damages or bodily injury.

Coverage Options:

  • Per Project Aggregate (new limits per project)

  • Blanket Additional Insured

  • Blanket Waiver of Subrogation

  • Broad Definitions of who is Insured

  • Broad Definition of Territory

Cyber Liability Insurance

Cyber Liability Insurance helps protect businesses against the viciously damaging and increasingly prevalent threat posed by breaches in cyber security.

Coverage Options:

  • Litigation expenses

  • Regulatory defense expenses/fines

  • Forensic investigations

  • Crisis management expenses

  • Business interruption

  • Cyber extortion

  • Betterment

Directors & Officers

Directors and Officers Insurance (D&O) protects the personal assets of a company’s directors and officers as well as the company’s financial well-being.

Coverage Options:

  • Building Ordinance and Increased Cost of Construction

  • Boiler Coverage

  • Equipment Breakdown Coverage

  • Loss of Rents Coverage

  • Extra Expense

  • Blanket Limits for Large Risk

  • Loss Limits for Properties with Spread of Risk

Professional Liability

Professional Liability Insurance, also called Errors and Omissions (E&O), covers professionals with specific knowledge in a specific area and protects them against claims from their clients.

Coverage Options:

  • Limits available from $300,000 to $20,000,000

  • Wide Range of Deducible Options

  • Represent Multiple A Rated Insurers and offer Side by Side comparison quotes

  • Special Programs for small firms available