Oklahoma Construction Insurance
Professional Insurors offers the most comprehensive Insurance & Risk Management programs in the Industry. Whether you just work in Oklahoma or travel to other states to perform your services we have the ability to protect your company. Our Contractors Program features a dedicated claims and risk management team so you can be confident that your claims are being supervised by an in-house claims coordinator and your risk management needs are met by our experienced knowledge staff. We can insure the General Contractor doing broad types of work to the Trade Contractor doing specific types of work on the project. Not all coverages are available to all contractors and are subject to underwriter approval.
General Liability Insurance
General Liability consists of coverages which protect an insured against third party claims for property damages or bodily injury.
Highlights
- Per Project Aggregate (new limits per project)
- Blanket Additional Insured
- Blanket Waiver of Subrogation
- Broad Definitions of who is Insured
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Broad Definition of Territory
Workers Compensation
Workers Compensation covers injuries to your Employees while in the course of Employment.
Highlights
- Multi-State coverage
- Hazardous industries coverage available
- Blanket Waiver of Subrogation
- Pay as you go solutions available
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Meets all state guidelines
Commercial Automobile (Fleet)
Commercial Auto Liability and physical damage protects your vehicles from physical damage and protects you from claims from third parties caused by bodily injury or property damage.
Highlights
- Blanket Additional Insured
- Named Coverage for Owners of Company
- Broad Coverage Territory
- Hired/Non-Owned Automobile
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Automatic coverage for Large Fleets (no reporting required)
Commercial Umbrella/Excess Liability
Commercial Umbrella/Excess Liability is a coverage that extends the limits of your underlying covered policies like General Liability, Workers Compensation, and Commercial Automobile to a higher limit than is available with the underlying policy limits.
Highlights
- High Limits Available (min $1,000,000 up to $100,000,000)
- Following Form or Full Umbrella based on risk and size
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Blanket Additional Insured
Contractors Equipment Coverage
Contractors Equipment Coverage, often called "inland marine" covers your equipment physical damage including collision, theft, and many other perils. The liability for this equipment is usually covered under your General Liability policy.
Highlights
- Coverage area is very broad
- Multiple deductible options
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Replacement Cost for Newer Equipment
Builders Risk / Installation Floater Coverage
Builders Risk covers your building(s) while under construction. Installation floaters designed for trade contractors insure their property risk in the building while under construction.
Highlights
- Blanket or Per Project Basis policies
- Very Competitive rates
- Owners interest coverage available
- Testing Coverage Available
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Multiple deductible options
Contractors Bonding
- License and Permit Bonds available nationwide
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Performance & Payment Bonds Available (Underwriting Required)
Other Coverages
- Property Insurance
- Employement Practices Liability
- Crime including employee dishonesty
- Equipment Breakdown
- Health & Benefits
- Flood
- Directors & Officers Liability
- Errors & Omissions
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