Apartment Building Insurance

PI offers the most comprehensive and cost-effective insurance and risk management programs in the industry.  Our Apartment Program features a dedicated claims and risk management team so you can be confident that your claims are supervised by an in-house claims advocate that understands your industry.  This program was designed for everyone from the single location owner to the largest property management firms.

Property Insurance

Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.

Types of Property Insurance

  • Building Ordinance and Increased cost of Construction
  • Boiler Coverage
  • Equipment Breakdown Coverage
  • Loss of Rents Coverage
  • Extra Expense
  • Blanket Limits for Large Risks

  • Loss Limits for Properties with Spread of Risk

Commercial General Liability Insurance

Casualty Insurance consists of primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.

Highlights

  • Assault & Battery (coverage included)
  • Hired & Non-Owned Auto Liability
  • Host Liquor Liability

  • Per location Aggregate Limits

Other Coverages

  • Crime
  • Employee Dishonesty
  • Money & Securities
  • Robbery & Burglary
  • 401K ERISA Coverage
  • Workers Compensation
  • Umbrella Liability (Limits to $100,000,000)
  • Equipment Breakdown
  • Employment Practices Liability (EPLI)
  • Health & Benefits
  • Flood
  • Earthquake
  • Business Auto
  • Directors & Officers Liability
  • Discrimination Liability
  • Errors & Omissions for Property Managers

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